In Florida, every owner of a motor vehicle is required to purchase insurance for Personal Injury Protection. Personal Injury Protection (PIP) insurance pays up to $10,000.00 of medical benefits for covered individuals who are injured in automobile accidents. Additionally, Florida is a No-Fault state; personal injury protection benefits are paid by the insurance carrier irrespective of accident liability. There are several ways for individuals to receive PIP benefits if he or she suffered injuries in an accident.

  1. Named Insured:  The person who purchased the insurance policy receives PIP benefits up to $10,000.00 if involved in an automobile accident.
  2. Resident Relatives: An injured resident relative of a person who has a PIP insurance policy can get PIP benefits through the vehicle owner's policy.
  3. Vehicle Passengers/Drivers: The passengers and driver of the insured's vehicle can receive PIP benefits through the vehicle owner's policy.
  4. Pedestrians: A person who is hit as a pedestrian by a vehicle can receive PIP benefits through the vehicle owner's policy.

It is important to see a doctor immediately if you have been injured in an accident. In order to qualify for PIP benefits, the injured person must receive medical treatment within 14 days; the PIP carrier is not required to pay for PIP benefits if the injured person receives medical treatment after 14 days of the accident. Additionally, the PIP carrier may require anyone receiving PIP benefits to give a recorded statement describing the accident to one of their insurance adjusters. It is important to not give a recorded statement without the presence of an attorney.

Personal Injury Protection (PIP) Lawyers serving South Florida

As experienced personal injury attorneys for South Florida, the PIP Lawyers at Bottari & Doyle can help you answer questions about your PIP insurance after an accident or injury. Oftentimes clients come to us and ask: “Does PIP insurance cover motorcycle accidents?” or “Does State Farm pay PIP benefits?” For more information about how PIP insurance benefits work in South Florida, watch our PIP Insurance Video Guide.

If you have been injured in an automobile accident, call the personal injury attorneys from Bottari & Doyle at 561-588-2781 for a FREE strategy session about your case.